body {
  font-family: Georgia, "Times New Roman", serif;
  margin: 0;
  background: #f4f4f4;
  color: #222;
  line-height: 1.7;
}

/* ===== HERO HEADER ===== */

.hero {
  background: #0a2a43;
  color: #d4af37;
  padding: 70px 20px;
  text-align: center;
}

.hero h1 {
  margin: 10px 0;
  font-size: 2.6rem;
}

.hero h2 {
  margin: 10px 0;
  font-weight: normal;
}

.hero-subtext {
  max-width: 800px;
  margin: 20px auto 0;
  color: #f1e6b2;
}

.hero img {
  width: 320px;
  max-width: 80%;
  height: auto;
  display: block;
  margin: 0 auto 25px auto;
}

/* ===== WHITEPAPER / INSIGHT SECTION ===== */

.whitepaper {
  max-width: 850px;
  margin: 60px auto;
  padding: 40px;
  background: white;
  line-height: 1.75;
}

.whitepaper h3 {
  margin-top: 50px;
}

.whitepaper hr {
  margin: 40px 0;
  border: none;
  border-top: 1px solid #ddd;
}

.whitepaper a {
  color: #0a2a43;
  font-weight: bold;
  text-decoration: none;
}

.whitepaper a:hover {
  text-decoration: underline;
}

/* ===== FOOTER ===== */

footer {
  text-align: center;
  padding: 30px 0;
  background: #0a2a43;
  color: white;
  margin-top: 60px;
}
.logo {
  max-width: 260px;
  margin-bottom: 20px;
}

.insight-grid {
  max-width: 900px;
  margin: 40px auto;
}

.insight-card {
  background: #f5f5f5;
  padding: 30px;
  margin-bottom: 30px;
  border-radius: 6px;
}

.insight-card h3 {
  margin-top: 0;
  color: #0a2a43;
}

.insight-card a {
  font-weight: bold;
  text-decoration: none;
  color: #0a2a43;
}

.insight-card a:hover {
  text-decoration: underline;
}

.featured-insight {
  background: #f5f5f5;
  padding: 60px 20px;
  text-align: center;
}

.featured-insight h2 {
  color: #0a2a43;
  margin-bottom: 30px;
}

.insight-highlight {
  max-width: 700px;
  margin: auto;
}

.insight-highlight h3 {
  color: #0a2a43;
}

.insight-highlight a {
  font-weight: bold;
  text-decoration: none;
  color: #0a2a43;
}

.insight-highlight a:hover {
  text-decoration: underline;
}

.insight-navigation {
  text-align: center;
  margin-top: 50px;
  padding-top: 20px;
}

.insight-navigation a {
  color: #0a2a43;
  font-weight: bold;
  text-decoration: none;
}

.insight-navigation a:hover {
  text-decoration: underline;
}

.read-more {
  font-weight: bold;
  text-decoration: none;
  color: #0a2a43;
}

.read-more:hover {
  text-decoration: underline;
}

.brand-name {
  letter-spacing: 0.06em;
  font-weight: 600;
}

.site-logo {
  width: 240px;      /* main size */
  max-width: 80%;
  height: auto;
  display: block;
  margin: 0 auto 25px auto;
}

@media (max-width: 768px) {
  .site-logo {
    width: 180px;
  }
}